Commercial Lending Options

All commercial properties, Owner occupied and investment,  rehab, fix-and flip loans, investor loans, mixed use, bridge loans, apartment buildings, gas stations, industrial properties SBA loans, throughout Lehigh, Northampton, Montgomery, Bucks and Berks county. 

MidAtlantic Commercial Lending enjoys extensive relationships in the banking and CRE community.  We work with many quality local lenders both conventional and non-conventional.  Our lender partnerships are what separates us from the rest.  

Loan Amounts from

$50,000 – $100,000,000

One of the most common real estate lending options for investors and small business owners, Conventional Financing is the traditional option for those with 3-, 5- or 7-year fixed rates amortized over a 15–25-year period. Available with a Max Loan to Value of up to 80% of the Purchase Price or 80% of the Appraised Value for Refinances, most commercial properties fit within these parameters.  

Loan Amounts 
Up To $20,000,000

Enabling business owners to purchase, refinance, construct or renovate owner-user commercial real estate, acquire a business, finance equipment, refinance debt, obtain inventory & working capital, finance closing costs or acquire a franchise business — the SBA Program is an excellent way to secure the capital you need.

Real Estate

  • Up to 90% LTV Financing
  • Up to 25 Years fully amortized

  • Owner – User must occupy at least 51% of building and 67% of New Construction


Business Acquisition

  • Up to 90% LTV Financing (10% cash down)
  • Up to 10 Years fully amortized


Equipment Acquisition

  • Up to 100% LTV Financing
  • Up to 15 Years fully amortized


Debt Refinance

  • Up to 25 Years fully amortized with real estate
  • Up to 10 Years fully amortized for non-real estate


Inventory and Working Capital

  • Up to 10 Years fully amortized 

Loan Amounts from
$50,000 – $1,000,000

Designed as small balance commercial loans for real estate investors and business owners that are unable to verify their true income on tax returns, no income verification loans focus on credit, property type and lower loan to value rates to determine eligibility. While tax returns are not necessary for the loan to be granted to the borrower, the elevated risk with unverified income means these loans come with slightly higher interest rates.  

  • Fixed Rates for 15 Years or 25 Years
  • Loans up to 70% Loan to Value for Real Estate 

Loan Amounts from
$50,000 – $5,000,000

As a real estate investor, bridge loans and rehab loans enable you to purchase and finance REOs, short sales, multi-family buildings, new residential construction, property rehabilitation and mixed-use commercial properties. These loans also function as a great way to turn your properties into cash to pay off business debt.

The best part? As a commercial lending brokerage, our loan lending criteria are far more flexible than a commercial bank’s criteria, allowing you to secure the funding you need.

  • 12 Month Interest Only
  • No Pre-Payment Penalties
  • Loans up to 65% ARV (After Repair Value)
  • 100% of Rehab Cost Funding 

Loan Amounts from
$5,000 – $150,000

Crafted with small business owners in mind, our fast cash working capital loans provide you with the cash flow to seize growth opportunities quickly. With quick approvals and even faster deposits, our 6-, 9- and 12-month fast cash working capital loans emphasize day-to-day cash flow and help your business to grow.

  • Terms 6, 9 or 12 Months
  • Payments are Fixed
  • Payments are withdrawn daily from bank account
  • Most Approvals are within 48 hours 

Whether it’s a new opportunity knocking or an old piece of equipment failing, the need for new and/or additional equipment is a reality most business owners face. With our equipment leasing loans, you can get the new equipment your business needs without obstructing your daily cash flow or hindering your borrowing power. Keep cash in your pocket and your credit lines open, contact MidAtlantic Commercial Lending at 610-704-4180 for an equipment leasing loan today. 

Find Out the BEST Option for You

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